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Pricing

Simple, transparent pricing

No setup fees, no monthly minimums, no surprises. Start free, pay only when money moves, and always see the fee before you confirm.

Personal

For individuals sending, paying and saving every day.

Free
  • Your personal FadPay Account
  • Instant transfers to any FadPay user
  • QR & merchant pay, anywhere
  • Tontines & savings goals
  • Instant virtual Visa card
  • Rewards & everyday cashback
Get started
Enterprise

For developers and platforms building on the FadPay API.

Custom
  • Dedicated REST API access & keys
  • Higher transfer & velocity limits
  • Webhooks & idempotent transfers
  • Uptime & support SLAs
  • A dedicated account manager
  • Custom compliance & onboarding
Contact sales
Included with every plan

Protected and localised, out of the box

Whether you're on the free plan or running your whole business on FadPay Pro, the essentials are always on — at no extra cost.

Bank-grade security
End-to-end encryption, device-anchored keys and biometric or PIN authorisation.
KYC & AML built-in
Identity, sanctions and fraud checks on every account and payment.
Your accounts, connected
Banks, cards, Wave and Orange Money linked to one FadPay Account.
Five languages
French, English, Spanish, Chinese and Wolof, right in the app.
Pricing questions

The fine print, in plain language

No. Opening a personal FadPay Account and sending money to other FadPay users is free, and every chargeable action — like a payout run or a collections settlement — shows its exact fee before you confirm. What you see is what you pay.

FadPay Pro charges 1.5% per payout — payroll, vendor and bulk payments alike — capped per transaction, so large payouts never carry a runaway fee. Collections, approvals and reporting carry no monthly minimum: if no money moves in a month, you pay nothing.

FadPay Next is live in Senegal, and Mali is next. Your FadPay Account also reaches further through the cards and bank networks it connects to, and the platform speaks French, English, Spanish, Chinese and Wolof.

Anytime. Upgrade a personal FadPay Account to FadPay Pro when your business starts collecting and paying, or move to Enterprise for API access and higher limits. Downgrades take effect at the end of your current cycle — nothing is locked in.

Any fee charged in error is refunded in full to your FadPay Account, usually within one business day. Contact support with the transaction reference and our team will make it right.

Start free — upgrade only when you grow

Open your FadPay Account in under a minute. No card required, no commitment, and every fee is transparent before you confirm.